Resume
Experience, education, credentials, and publications.
Experience
- Jul 2023 - Present
Actuarial Data Scientist
Accenture Solutions Pvt. Ltd., India
- Lead the transition of Excel-based raters to Python solutions on the hyperexponential cloud platform for North America.
- Implemented Agile methodologies to optimise project management and team workflow.
- Dec 2022 - Jun 2023
Actuarial Data Science Consultant
RSA Actuarial Services, India
- Built and deployed a machine-learning model to prioritise fraudulent cases, boosting the fraud application success rate by 20%.
- Ran a comprehensive Full-Time Equivalent (FTE) analysis to identify and recover previously neglected resource benefits.
- Authored SIRA-based business rules that cut potentially fraudulent applications by 70%.
- Jun 2021 - Dec 2022
Actuarial Analyst
Swiss Re
- Supported pricing and experience studies for 30+ quotes across L&H products (Life, CI, Disability, Hospitalisation).
- Performed impact testing on terms-of-trade assumptions for whole-of-life assurance products; monitored critical-illness capacity across 70+ quotes.
- Executed experience studies in R to derive A/E ratios, enabling cost revisions aligned with actual claims data.
- Developed R and Excel models for premium-trend analysis, L&H data visualisation and profit-commission insights.
- Collaborated with claims and underwriting on the launch of three new critical-illness products.
- Presented pricing strategies to team leads and clients, and delivered a technical talk on machine learning with decision trees.
- Jun 2019 - Jun 2021
Actuarial Consultant
Tech Actuarial
- Performed claims analytics in Python & R for India's largest group-health scheme (Ayushman Bharat), analysing 200,000+ records; built an RShiny dashboard improving claims-management efficiency by 20% and reducing fraudulent claims by 5% during COVID-19.
- Automated daily crop-yield collection via Python web scraping (3M+ data points, ~90% faster) and built ARIMA models and a futures dashboard covering six crops and 12 scenarios.
- Priced four cancer-product packages across 28 Indian states and built a dashboard comparing L&H risk metrics over 100+ scenarios.
- Streamlined Defined Benefit pension valuations in Excel with a 10x runtime reduction.
- Authored 30+ consulting pitch presentations over two years.
- Jun 2020 - Aug 2020
Student Central Summer Internship
Casualty Actuarial Society, USA
- Completed an intensive six-week P&C program covering data visualisation, pricing, reserving and predictive modelling.
- Delivered four projects using Cognalysis Multirate software; recognised as a 'CAS Spotlight Candidate'.
- Jun 2017 - May 2019
Research Associate
Tech Actuarial
- Researched and developed fraud-detection frameworks for group-health insurance schemes.
- Integrated actuarial and data-science methodologies to enhance detection capabilities.
Education
- Jun 2017 - May 2021
Doctor of Philosophy (PhD)
Sri Sathya Sai Institute of Higher Learning (SSSIHL), Actuarial Science (fraud detection in insurance)
Thesis on fraud detection in motor and health insurance using actuarial and data-science techniques. Generated 450+ business rules and automated rule-generation with machine learning and data visualisation; built Python/R models on 100,000+ records achieving 95%+ accuracy. Presented at multiple conferences and published in journals.
- Jun 2017 - Apr 2019
MSc (Mathematics), specialisation in Actuarial Science
Sri Sathya Sai Institute of Higher Learning (SSSIHL), Mathematics & Actuarial Science
Pursued actuarial science alongside a mathematics master's.
Certifications and fellowships
- 2024
Fellow (FIA)
Institute and Faculty of Actuaries
- 2025
Fellow (FIAI)
Institute of Actuaries of India
- 2022
Associate (ASA)
Society of Actuaries
Publications and talks
Books and chapters2
- 2026
Agentic AI for Actuaries
ACTEX / ArchiMedia
- Application of CART-Based Modeling in Motor Insurance Fraud2021
Taylor & Francis
Research papers9
2024
- Using Interpretable Machine Learning Methods: An Application to Health Insurance Fraud Detection
Society of Actuaries Research Institute
2021
- A Comparative Study of Various Machine Learning and Deep Learning Fraud-Detection Models for Universal Health Coverage Schemes
Intl. Journal of Engineering Trends & Technology
- TGANs with Machine Learning Models in Automobile Insurance Fraud Detection and a Comparative Study with Other Data-Imbalance Techniques
Intl. Journal of Recent Technology & Engineering
2020
- Implementation of Correlation and Regression Models for Health Insurance Fraud in a COVID-19 Environment using Actuarial and Data-Science Techniques
Intl. Journal of Recent Technology & Engineering
- Implementation of a Predictive Model for Fraud Detection in Motor Insurance using Gradient Boosting and Validation with Actuarial Models
IEEE Xplore
2019
- A Proposed Model for Measuring Protection of Policyholders' Interest at Industry Level
IRDAI
- Integrating Actuarial Models with Neural Networks for Building a Fraud-Detection Model for Automobile Insurance
Journal of Emerging Technologies & Innovative Research
- A Proposed Method with a Use Case to Facilitate the Decision of Implementing New Technology in Insurance Organisations to Improve Operational Efficiency
Journal of Emerging Technologies & Innovative Research
- A Framework for Comprehensive Fraud Management using Actuarial Techniques
Intl. Journal of Scientific & Engineering Research
Conference talks13
2025
24th Global Conference of Actuaries
Institute of Actuaries of India · Mumbai
2024
2024 IFoA India Conference
Institute and Faculty of Actuaries
2024
2024 CAS Teaching Summit for General Insurance
Casualty Actuarial Society
2024
23rd Global Conference of Actuaries
Institute of Actuaries of India · Mumbai
2024
National Seminar 2024, CADS, SSSIHL
Sri Sathya Sai Institute of Higher Learning
2023
International CAS Webinar Series 2023
Casualty Actuarial Society
2023
22nd Global Conference of Actuaries
Institute of Actuaries of India
2022
2022 ASTIN Actuarial Colloquia
IAA & ASTIN
2022
2022 CANW Spring Meeting
Casualty Actuarial Society · Seattle, USA
2022
2022 CAS Spring Meeting
Casualty Actuarial Society · Florida, USA
2021
3rd Insurance Data Science Conference
University of London
2020
International Virtual Conference on Distributed Computing, Intelligence & Applications 2020
Kalasalingam University
2019
Kalasalingam Global Conference 2019
Kalasalingam University
Skills
Data Science & Actuarial
- Qualified GI Actuary
- Predictive modelling
- Pricing & reserving
- Experience studies
- Technology transformation
- hyperexponential
Technical
- Python
- R
- SQL
- VBA / Excel
- Git / GitHub / GitLab
- Machine learning
Web apps & dashboards
- RShiny
- Next.js / React
- Flask
- PowerBI
Communication & collaboration
- Public speaking
- Stakeholder management
- Team collaboration
Milestones
- 2021
PhD in Actuarial Science
Doctoral research on fraud detection in motor and health insurance at SSSIHL.
- 2022
Associate, Society of Actuaries (ASA)
- 2024
SOA research report published
Interpretable machine-learning methods for health-insurance fraud detection, with the Society of Actuaries Research Institute.
- 2024
Fellowship: FIA & FIAI
Qualified as a General Insurance actuary: Fellow of the IFoA (2024) and the Institute of Actuaries of India (2025).
- 2025
13 international conference talks
Invited speaker at CAS, IFoA, IAI, ASTIN and more.