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Resume

Experience, education, credentials, and publications.

Experience

  1. Jul 2023 - Present

    Actuarial Data Scientist

    Accenture Solutions Pvt. Ltd., India

    • Lead the transition of Excel-based raters to Python solutions on the hyperexponential cloud platform for North America.
    • Implemented Agile methodologies to optimise project management and team workflow.
  2. Dec 2022 - Jun 2023

    Actuarial Data Science Consultant

    RSA Actuarial Services, India

    • Built and deployed a machine-learning model to prioritise fraudulent cases, boosting the fraud application success rate by 20%.
    • Ran a comprehensive Full-Time Equivalent (FTE) analysis to identify and recover previously neglected resource benefits.
    • Authored SIRA-based business rules that cut potentially fraudulent applications by 70%.
  3. Jun 2021 - Dec 2022

    Actuarial Analyst

    Swiss Re

    • Supported pricing and experience studies for 30+ quotes across L&H products (Life, CI, Disability, Hospitalisation).
    • Performed impact testing on terms-of-trade assumptions for whole-of-life assurance products; monitored critical-illness capacity across 70+ quotes.
    • Executed experience studies in R to derive A/E ratios, enabling cost revisions aligned with actual claims data.
    • Developed R and Excel models for premium-trend analysis, L&H data visualisation and profit-commission insights.
    • Collaborated with claims and underwriting on the launch of three new critical-illness products.
    • Presented pricing strategies to team leads and clients, and delivered a technical talk on machine learning with decision trees.
  4. Jun 2019 - Jun 2021

    Actuarial Consultant

    Tech Actuarial

    • Performed claims analytics in Python & R for India's largest group-health scheme (Ayushman Bharat), analysing 200,000+ records; built an RShiny dashboard improving claims-management efficiency by 20% and reducing fraudulent claims by 5% during COVID-19.
    • Automated daily crop-yield collection via Python web scraping (3M+ data points, ~90% faster) and built ARIMA models and a futures dashboard covering six crops and 12 scenarios.
    • Priced four cancer-product packages across 28 Indian states and built a dashboard comparing L&H risk metrics over 100+ scenarios.
    • Streamlined Defined Benefit pension valuations in Excel with a 10x runtime reduction.
    • Authored 30+ consulting pitch presentations over two years.
  5. Jun 2020 - Aug 2020

    Student Central Summer Internship

    Casualty Actuarial Society, USA

    • Completed an intensive six-week P&C program covering data visualisation, pricing, reserving and predictive modelling.
    • Delivered four projects using Cognalysis Multirate software; recognised as a 'CAS Spotlight Candidate'.
  6. Jun 2017 - May 2019

    Research Associate

    Tech Actuarial

    • Researched and developed fraud-detection frameworks for group-health insurance schemes.
    • Integrated actuarial and data-science methodologies to enhance detection capabilities.

Education

  • Jun 2017 - May 2021

    Doctor of Philosophy (PhD)

    Sri Sathya Sai Institute of Higher Learning (SSSIHL), Actuarial Science (fraud detection in insurance)

    Thesis on fraud detection in motor and health insurance using actuarial and data-science techniques. Generated 450+ business rules and automated rule-generation with machine learning and data visualisation; built Python/R models on 100,000+ records achieving 95%+ accuracy. Presented at multiple conferences and published in journals.

  • Jun 2017 - Apr 2019

    MSc (Mathematics), specialisation in Actuarial Science

    Sri Sathya Sai Institute of Higher Learning (SSSIHL), Mathematics & Actuarial Science

    Pursued actuarial science alongside a mathematics master's.

Certifications and fellowships

  • 2024

    Fellow (FIA)

    Institute and Faculty of Actuaries

  • 2025

    Fellow (FIAI)

    Institute of Actuaries of India

  • 2022

    Associate (ASA)

    Society of Actuaries

Publications and talks

Books and chapters2

Research papers9

Conference talks13

  • 2025

    24th Global Conference of Actuaries

    Institute of Actuaries of India · Mumbai

  • 2024

    2024 IFoA India Conference

    Institute and Faculty of Actuaries

  • 2024

    2024 CAS Teaching Summit for General Insurance

    Casualty Actuarial Society

  • 2024

    23rd Global Conference of Actuaries

    Institute of Actuaries of India · Mumbai

  • 2024

    National Seminar 2024, CADS, SSSIHL

    Sri Sathya Sai Institute of Higher Learning

  • 2023

    International CAS Webinar Series 2023

    Casualty Actuarial Society

  • 2023

    22nd Global Conference of Actuaries

    Institute of Actuaries of India

  • 2022

    2022 ASTIN Actuarial Colloquia

    IAA & ASTIN

  • 2022

    2022 CANW Spring Meeting

    Casualty Actuarial Society · Seattle, USA

  • 2022

    2022 CAS Spring Meeting

    Casualty Actuarial Society · Florida, USA

  • 2021

    3rd Insurance Data Science Conference

    University of London

  • 2020

    International Virtual Conference on Distributed Computing, Intelligence & Applications 2020

    Kalasalingam University

  • 2019

    Kalasalingam Global Conference 2019

    Kalasalingam University

Skills

Data Science & Actuarial

  • Qualified GI Actuary
  • Predictive modelling
  • Pricing & reserving
  • Experience studies
  • Technology transformation
  • hyperexponential

Technical

  • Python
  • R
  • SQL
  • VBA / Excel
  • Git / GitHub / GitLab
  • Machine learning

Web apps & dashboards

  • RShiny
  • Next.js / React
  • Flask
  • PowerBI

Communication & collaboration

  • Public speaking
  • Stakeholder management
  • Team collaboration

Milestones

  • 2021

    PhD in Actuarial Science

    Doctoral research on fraud detection in motor and health insurance at SSSIHL.

  • 2022

    Associate, Society of Actuaries (ASA)

  • 2024

    SOA research report published

    Interpretable machine-learning methods for health-insurance fraud detection, with the Society of Actuaries Research Institute.

  • 2024

    Fellowship: FIA & FIAI

    Qualified as a General Insurance actuary: Fellow of the IFoA (2024) and the Institute of Actuaries of India (2025).

  • 2025

    13 international conference talks

    Invited speaker at CAS, IFoA, IAI, ASTIN and more.