Curriculum vitae
Resume ✦
Education, experience, credentials, and publications — the full record.
Education ✦
Doctor of Philosophy (PhD)
Jun 2017 – May 2021Sri Sathya Sai Institute of Higher Learning (SSSIHL) · Actuarial Science — fraud detection in insurance
Thesis on fraud detection in motor and health insurance using actuarial and data-science techniques. Generated 450+ business rules and automated rule-generation with machine learning and data visualisation; built Python/R models on 100,000+ records achieving 95%+ accuracy. Presented at multiple conferences and published in journals.
MSc (Mathematics), specialisation in Actuarial Science
Jun 2017 – Apr 2019Sri Sathya Sai Institute of Higher Learning (SSSIHL) · Mathematics & Actuarial Science
Pursued actuarial science alongside a mathematics master's.
Experience ✦
Actuarial Data Scientist
Jul 2023 – PresentAccenture Solutions Pvt. Ltd. · India
- Lead the transition of Excel-based raters to Python solutions on the hyperexponential cloud platform for North America.
- Implemented Agile methodologies to optimise project management and team workflow.
Actuarial Data Science Consultant
Dec 2022 – Jun 2023RSA Actuarial Services · India
- Built and deployed a machine-learning model to prioritise fraudulent cases, boosting the fraud application success rate by 20%.
- Ran a comprehensive Full-Time Equivalent (FTE) analysis to identify and recover previously neglected resource benefits.
- Authored SIRA-based business rules that cut potentially fraudulent applications by 70%.
Actuarial Analyst
Jun 2021 – Dec 2022Swiss Re
- Supported pricing and experience studies for 30+ quotes across L&H products (Life, CI, Disability, Hospitalisation).
- Performed impact testing on terms-of-trade assumptions for whole-of-life assurance products; monitored critical-illness capacity across 70+ quotes.
- Executed experience studies in R to derive A/E ratios, enabling cost revisions aligned with actual claims data.
- Developed R and Excel models for premium-trend analysis, L&H data visualisation and profit-commission insights.
- Collaborated with claims and underwriting on the launch of three new critical-illness products.
- Presented pricing strategies to team leads and clients, and delivered a technical talk on machine learning with decision trees.
Actuarial Consultant
Jun 2019 – Jun 2021Tech Actuarial
- Performed claims analytics in Python & R for India's largest group-health scheme (Ayushman Bharat), analysing 200,000+ records; built an RShiny dashboard improving claims-management efficiency by 20% and reducing fraudulent claims by 5% during COVID-19.
- Automated daily crop-yield collection via Python web scraping (3M+ data points, ~90% faster) and built ARIMA models and a futures dashboard covering six crops and 12 scenarios.
- Priced four cancer-product packages across 28 Indian states and built a dashboard comparing L&H risk metrics over 100+ scenarios.
- Streamlined Defined Benefit pension valuations in Excel with a 10x runtime reduction.
- Authored 30+ consulting pitch presentations over two years.
Student Central Summer Internship
Jun 2020 – Aug 2020Casualty Actuarial Society · USA
- Completed an intensive six-week P&C program covering data visualisation, pricing, reserving and predictive modelling.
- Delivered four projects using Cognalysis Multirate software; recognised as a 'CAS Spotlight Candidate'.
Research Associate
Jun 2017 – May 2019Tech Actuarial
- Researched and developed fraud-detection frameworks for group-health insurance schemes.
- Integrated actuarial and data-science methodologies to enhance detection capabilities.
Milestones ✦
- 2021
PhD in Actuarial Science
Doctoral research on fraud detection in motor and health insurance at SSSIHL.
- 2022
Associate, Society of Actuaries (ASA)
- 2024
SOA research report published
Interpretable machine-learning methods for health-insurance fraud detection, with the Society of Actuaries Research Institute.
- 2024
Fellowship — FIA & FIAI
Qualified as a General Insurance actuary: Fellow of the IFoA (2024) and the Institute of Actuaries of India (2025).
- 2025
13 international conference talks
Invited speaker at CAS, IFoA, IAI, ASTIN and more.
Skills ✦
Data Science & Actuarial
- Qualified GI Actuary
- Predictive modelling
- Pricing & reserving
- Experience studies
- Technology transformation
- hyperexponential
Technical
- Python
- R
- SQL
- VBA / Excel
- Git / GitHub / GitLab
- Machine learning
Web apps & dashboards
- RShiny
- Next.js / React
- Flask
- PowerBI
Communication & collaboration
- Public speaking
- Stakeholder management
- Team collaboration
Certifications & Fellowships ✦
- Fellow (FIA) · Institute and Faculty of Actuaries2024
- Fellow (FIAI) · Institute of Actuaries of India2025
- Associate (ASA) · Society of Actuaries2022
Publications & Presentations ✦
- ChapterAgentic AI for Actuaries
ACTEX / ArchiMedia · 2026
- PaperUsing Interpretable Machine Learning Methods: An Application to Health Insurance Fraud Detection
Society of Actuaries Research Institute · 2024
- ChapterApplication of CART-Based Modeling in Motor Insurance Fraud
Taylor & Francis · 2021
- PaperA Comparative Study of Various Machine Learning and Deep Learning Fraud-Detection Models for Universal Health Coverage Schemes
Intl. Journal of Engineering Trends & Technology · 2021
- PaperTGANs with Machine Learning Models in Automobile Insurance Fraud Detection and a Comparative Study with Other Data-Imbalance Techniques
Intl. Journal of Recent Technology & Engineering · 2021
- PaperImplementation of Correlation and Regression Models for Health Insurance Fraud in a COVID-19 Environment using Actuarial and Data-Science Techniques
Intl. Journal of Recent Technology & Engineering · 2020
- Paper
- Paper
- PaperIntegrating Actuarial Models with Neural Networks for Building a Fraud-Detection Model for Automobile Insurance
Journal of Emerging Technologies & Innovative Research · 2019
- PaperA Proposed Method with a Use Case to Facilitate the Decision of Implementing New Technology in Insurance Organisations to Improve Operational Efficiency
Journal of Emerging Technologies & Innovative Research · 2019
- PaperA Framework for Comprehensive Fraud Management using Actuarial Techniques
Intl. Journal of Scientific & Engineering Research · 2019
- PresentationSpeaker, 24th Global Conference of Actuaries
Institute of Actuaries of India · Mumbai · 2025
- PresentationSpeaker, 2024 IFoA India Conference
Institute and Faculty of Actuaries · 2024
- PresentationSpeaker, 2024 CAS Teaching Summit for General Insurance
Casualty Actuarial Society · 2024
- PresentationSpeaker, 23rd Global Conference of Actuaries
Institute of Actuaries of India · Mumbai · 2024
- PresentationSpeaker, National Seminar 2024 — CADS, SSSIHL
Sri Sathya Sai Institute of Higher Learning · 2024
- PresentationSpeaker, International CAS Webinar Series 2023
Casualty Actuarial Society · 2023
- PresentationSpeaker, 22nd Global Conference of Actuaries
Institute of Actuaries of India · 2023
- PresentationSpeaker, 2022 ASTIN Actuarial Colloquia
IAA & ASTIN · 2022
- PresentationSpeaker, 2022 CANW Spring Meeting
Casualty Actuarial Society · Seattle, USA · 2022
- PresentationSpeaker, 2022 CAS Spring Meeting
Casualty Actuarial Society · Florida, USA · 2022
- PresentationSpeaker, 3rd Insurance Data Science Conference
University of London · 2021
- PresentationSpeaker, International Virtual Conference on Distributed Computing, Intelligence & Applications 2020
Kalasalingam University · 2020
- PresentationSpeaker, Kalasalingam Global Conference 2019
Kalasalingam University · 2019